Friday September 22 2017

12.E1 INDIVIDUAL RESPONSIBILITY AND THE ECONOMY: Individuals should set personal financial goals, recognize their income needs and debt obligations, and know how to utilize effective budgeting, borrowing, and investment strategies to maximize well-being. 12.E1a In making economic decisions in any role, individuals should consider the set of opportunities that they have, their resources (e.g., income and wealth), their preferences, and their ethics.






"The Hedonic Treadmill"

How does uninformed discretionary spending cause us to deviate from our savings goals?

How does uninformed discretionary spending representa dire opportunity costs?




Prioritized Spending Plan





Credit Card Interest Calculator

Amitorization Calculator